Thursday, September 16, 2021

Ways to Enhance Your Budget and Reduce Stress

Ever since moving out, money has been more important for me than ever. I don't think I've ever obsessed over bills and budgeting more than I have right now. With monthly bills, tuition, and other essentials to think about, I've had to rack my brain on how to enhance my budget without stressing myself out too much. And that's where this article comes in.


Ways to Enhance Your Budget and Reduce Stress

Take a Step Back.

The first thing you should know and always remember is that this process shouldn't stress you out at all, to be honest. Don't let your budget rule your life and work with what you can. If you have debt that you need to take care of (like credit card debt - hello, me!), the first thing you should do is take a step back and reevaluate your priorities. Only then should you adjust accordingly. Figure out what you want to do first, what you want to take care of first, and the best way to deal with it. Most importantly: relax and don't sweat it too much. Let's face it: there's no make-money-quick scheme out there that will make these problems go away, so you might as well take things a step at a time.

Avoid More Debt.

Another important thing to do is to make sure that you don't fall into even more debt. Is your credit card bill stressing you out? Then cut your credit card in half and don't use it again. This might seem like a shock; but unless you get rid of that bit of plastic that you've been relying on so much, the chances of you falling into even more debt will simply increase in time. Get rid of it.

Take Note of Your Expenses.

Now, this next step is something that I've been telling a lot of my friends to do. It'll either sound super simple or intimidating; but either way, it needs to be done. Whether you prefer keeping a physical notebook to track your expenses or want to download an app for it, make sure you take note of all of your expenses. Doing this will help you figure out what you are spending unnecessary money on and will help you keep your money on track.

Remember: the only person who can really help you with your budget is yourself. So, no matter how intimidating the process might seem, now is the best time to start getting a hold of your finances and moving towards a debt-free and stress-free future.

For more tips on budgeting, click here.

Monday, August 23, 2021

Why We Currently Swear By Co Ord Sets

My baby girl is no longer a baby and it took my orders from Femme Luxe to come in for me to accept it.


I ordered some Co Ord Sets from Femme Luxe and when I was opening the package, she actually said, "Can I try them on?" I was in shock. Syrena never really showed any interest in clothes, let alone Co Ord Sets so I let her try them on - and they fit her perfectly. (In fact, they looked even better on her! :p)

So, since she instantly fell in love with their Co Ord Sets, it looks like we'll be shopping together on Femme Luxe quite often now.

The clothes that Syrena and I have been buying lately have greatly changed compared to the clothes we used to buy pre-pandemic.

While we used to go for cool and chic outfits to wear outdoors, being stuck at home all day has caused us to search for outfits that we can actually be comfortable wearing at home all day yet still look cute enough to make us less depressed about the situation that we're in. Co Ord Sets happen to be a great way to break the monotony of everyday stuck-at-home life.

Be a certified co-ord cutie with Femme de Luxe's collection of Co Ord Sets. No matter what you've got going on at home - be it an online meeting, an e-numan session, a live stream, a video call with family, friends, or even your crush - these Co Ord Sets have got you covered. They're comfy yet still look good enough to be worn in practically any virtual setting.

Need to walk the dog? Pick up groceries? Get orders from a Grab rider? These Co Ord Sets are cute enough to be worn out, too.

Femme Luxe's Co Ord Sets are designed with you in mind so you can be sure to look good from every angle. If this sporty look isn't your style, they also have smart Co Ord Sets like blazers with a more professional style. They also have summer Co Ord Sets that you can wear if you miss the beach and wanna dress the part at home. They even have bodysuit and skirt Co Ord Sets that are perfect for dates if that's what you're on the lookout for.

Shop for the perfect Co Ord Sets for you at Femme Luxe!

Monday, August 2, 2021

5 Things to Consider When Hunting for an Apartment

It is no secret that I recently moved out of my parent's home to live alone with Syrena. What I haven't written about, though, is how hard it was to actually find the perfect place for us to live in. If you are looking for apartments for rent, here are some of the most important things to consider before anything else.

Good Location



Probably the first thing you'll want to consider is the location you want to move to. Whether you decide to opt for an apartment, a house, or a townhouse; location is key. Do you want to be in an area that is familiar to you? Do you want to be relatively close to your family and/or friends? Do you want easy access to places like schools, malls, public transportation stops, convenience stores, or groceries? Consider what is important to you and choose your location from there.

Affordability

Obviously, your budget is of the utmost importance, as well. Realistically, how much can you spend on the place? Will you be buying or renting? If you're renting, don't forget to consider other things you might have to pay for like the electricity, water, and Internet bills, association dues, and the initial deposit.

Security

Security was definitely high up on the list for me. I knew that I wanted to move to a place with a strict guard, CCTV, and a relatively secure area, in general. I also checked the neighbors, the doors, and whether it would be possible to install extra security measures as I pleased.

Size


Obviously, you also want to make sure that the place that you choose is a comfortable size for you and anyone else who might be living with you. While there are more affordable places nearby, I chose this particular place because I wanted to live comfortably and ensure that I had space for all of the belongings that I had accumulated over the years.

Amenities


This is just a bonus, really. You may or may not care about amenities, but Syrena loves swimming and we actually have a staycation every year for her birthday just so she can enjoy the pool to her heart's content. So, being the over-achieving, over-compensating single mom that I have, I just had to give her what she wants.

Lastly, and I always mention this to people: listen to your gut. If something feels sketchy or off, listen to that part of you that thinks you should bail. Most of the time, your gut is right and there might just be something better out there for you. Good luck!